NOTE: refers to the impairment itself
The restaurant has accommodations for people with disabilities.
John's daughter has a learning disability.
We hardly noticed the man's speech disability.
WordNet 3.0 Sense Numbers: 1
NOTE: refers to a social/legal state of restriction or disadvantage
His company provides good disability insurance.
After his accident he quit his job and went on disability.
He overcame the disabilities of growing up in the slums.
WordNet 0.0 Sense Numbers: 3